Simulação de Financiamento
SAC Method (Decreasing Payments)
Payments decrease every month. You pay significantly less interest overall.
Price Method (Fixed Annuity Payments)
Every monthly payment is identical from start to finish.
Savings with SAC Method:
R$ 197.436,21
Ao optar pelo sistema SAC, você economiza este valor em juros ao longo do contrato.
How it works
1
Enter the loan amount, interest rate (yearly or monthly) and term.
2
Compare side-by-side initial/final installments and total interest cost.
3
See exact savings between decreasing and fixed payment schedules.
Frequently asked questions
Is it really free?
Yes. The site is supported by ads, so you never pay or need to create an account.
What is the difference between SAC and Price systems?
In SAC, principal amortization is constant, reducing interest each month and saving money overall. In Price, payments remain identical throughout the loan term.
Does it work on mobile?
Yes. The page adapts to your screen and does not require installing any app.